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Updated at 2021-06-22
Sammamish Mortgage (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by Sammamish Mortgage. Sammamish Mortgage includes its brand Rates and Money. This Privacy Policy applies to our websites (the “Websites”), and their associated subdomains (collectively, our “Services”) alongside our applications, Sammamish Mortgage and Rates and Money. By accessing or using our Services, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy and our Terms & Conditions.
Consent
By using Sammamish Mortgage or contacting us directly, you have accepted this Privacy Policy. If you do not agree to this Privacy Policy, you should not engage with our Websites or use our Services. Continued use of the Websites, direct engagement with us following the posting of changes to this Privacy Policy that do not significantly affect the use or disclosure of your personal information will mean that you accept those changes.
Definitions and key terms
To help explain things as clearly as possible in this Privacy Policy, every time any of these terms are referenced, are strictly defined as:
Types of Information We Collect
Information collected directly from you:
Information Automatically Collected
There is some information like your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our platform. This information may be used to connect your computer to the Internet. Other information collected automatically could be a login, e-mail address, password, computer and connection information such as browser plug-in types and versions and time zone setting, operating systems and platforms, purchase history, (we sometimes aggregate with similar information from other Users), the full Uniform Resource Locator (URL) clickstream to, through and from our Website that may include date and time; cookie number; parts of the site you viewed or searched for; and the phone number you used to call our Customer Services. We may also use browser data such as cookies, Flash cookies (also known as Flash Local Shared Objects) or similar data on certain parts of our Website for fraud prevention and other purposes. During your visits, we may use software tools such as JavaScript to measure and collect session information including page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page. We may also collect technical information to help us identify your device for fraud prevention and diagnostic purposes. We automatically collect certain information when you visit, use or navigate the platform. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about who and when you use our and other technical information. This information is primarily needed to maintain the security and operation of our platform, and for our internal analytics and reporting purposes.
Employment Data
If you are a Sammamish Mortgage worker or applicant, we collect information you voluntarily provide to us. We use the information collected for Human Resources purposes in order to administer benefits to workers and screen applicants. You may contact us in order to (1) update or correct your information, (2) change your preferences with respect to communications and other information you receive from us, or (3) receive a record of the information we have relating to you. Such updates, corrections, changes and deletions will have no effect on other information that we maintain, or information that we have provided to third parties in accordance with this Privacy Policy prior to such update, correction, change or deletion.
Manage Your Information
You can make the following choices regarding your Personal Information:
Note that, as required by law, in order to process your request, we will require you to prove your identity. Depending on your request, we will require, at minimum, you to provide your name, phone number, and email address.
Sharing of Information
Data Analytics and Remarketing Services We may use certain web analytics services, including Google Analytics, Facebook Pixel, and Sessions to analyze how visitors use the Websites and our Services. We may collect information, including your browser type, operating system, Internet Protocol (IP) address, domain name, click-activity, referring website, and/or a date/time stamp for visitors because we have a business need to monitor our networks and the visitors to our Websites. We may receive reports based on the use of these technologies on both an individual and aggregated basis. These Third-Party Services also use this information to place advertisements for our products on other websites that you visit after your use of the Website. These advertisements may be based on actions such as the pages you visited and actions you take during your use of the Websites. You may opt out of third-party use of cookies or device identifiers by visiting Ad Settings (google.com) About Google ad personalization – Android – Ads Help NAI Consumer Opt Out (networkadvertising.org)
Location Data
When you use certain of our Services, we may use your location data to provide you with location-based offers through Google Local Services. Some features within our Services may only function upon confirmation of your location, and therefore such features will not be available if you choose not to provide your location data. Depending on the platform you use to access our Services you may be able to control whether location data is collected from with the controls on your device.
Social Media
Social media plug-ins of social networks such as Facebook, Twitter, and LinkedIn (among others) may be integrated on the Services. Where the Services contain a plug-in to a social network, these are clearly marked (e.g. with a Facebook button). If you chose to click on one of these buttons or links, your browser connects directly to the servers of the relevant social network. The social network directly transmits the content of the plugin to your browser. If you are registered on the relevant social network and logged into your respective account the social network receives the information that the web page was used by you. If you interact with a social network plug-in (e.g. you press the Facebook “Like” –feature, the Twitter “Tweet this” feature or equivalent) or drop a comment on the appropriate web page, the corresponding information is directly transmitted to the relevant social network from your browser. If you are not registered with the social network or you are logged out before you visit the Services, there is the possibility that at least your IP address will be submitted to and stored by the social network. If you interact with us through a social media platform, plug-in etc. then you may be permitting us to have on-going access to some limited information from your social network profile (such as name, email address, photo, gender, location, the people/sites you follow etc.).
Other Disclosures With Your Consent
In addition to advertisements for our Services, we may also share Personal Information with other persons or entities with your consent. With consent when required, certain Services may share your Personal Information with third party marketing partners, and they may contact you by email, telephone, postal mail or other common communication methods with marketing and promotional messages about their products or services. When you provide consent to receive communications from that third-party advertiser, your Personal Information will be managed by that third party’s own privacy policy.
Other Disclosures Without Your Consent
We may disclose information to comply with relevant laws, including in response to subpoenas, warrants, or court orders. We may also share your information to establish or exercise our rights, to defend against a legal claim, to investigate, prevent, or take action relating to possible illegal activities, suspected fraud, safety of person or property, or a violation of our policies.
Sale of Business
We reserve the right to transfer information to a third-party in the event of a sale, merger or other transfer of all or substantially all of the assets of Sammamish Mortgage or any of its Corporate Affiliates (as defined herein), or that portion of Sammamish Mortgage or any of its Corporate Affiliates to which the Services relates, or in the event that we discontinue our business or file a petition or have filed against us a petition in bankruptcy, reorganization or similar proceeding, provided that the third-party agrees to adhere to the terms of this Privacy Policy.
Affiliates
We reserve the right to disclose information (including Personal Information) about you to our Corporate Affiliates. For purposes of this Privacy Policy, “Corporate Affiliate” means any person or entity which directly or indirectly controls, is controlled by or is under common control with Sammamish Mortgage, whether by ownership or otherwise. Any information relating to you that we provide to our Corporate Affiliates will be treated by those Corporate Affiliates in accordance with the terms of this Privacy Policy.
Governing Law
This Privacy Policy is governed by the laws of the State of Washington, United States without regard to its conflict of laws provision. You consent to the exclusive jurisdiction of the courts in connection with any action or dispute arising between the parties under or in connection with this Privacy Policy except for those individuals who may have rights to make claims under Privacy Shield, or the Swiss-US framework. Your use of the website may also be subject to other local, state, national, or international laws.
Links to Other Websites
This Privacy Policy applies only to the Services. The Services may contain links to other websites not operated or controlled by Sammamish Mortgage. We are not responsible for the content, accuracy or opinions expressed in such websites, and such websites are not investigated, monitored or checked for accuracy or completeness by us. Please remember that when you use a link to go from the Services to another website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other website, including those that have a link on our platform, is subject to that website’s own rules and policies. Such third parties may use their own cookies or other methods to collect information about you.
Advertising
This website may contain third-party advertisements and links to third-party sites. Sammamish Mortgage does not make any representation as to the accuracy or suitability of any of the information contained in those advertisements or sites and does not accept any responsibility or liability for the conduct or content of those advertisements and sites and the offerings made by the third parties. Advertising keeps Sammamish Mortgage and many of the websites and services you use free of charge. We work hard to make sure that ads are safe, unobtrusive, and as relevant as possible. Third-party advertisements and links to other sites where goods or services are advertised are not endorsements or recommendations by Sammamish Mortgage of the thirdparty sites, goods or services. Sammamish Mortgage takes no responsibility for the content of any of the ads, promises made, or the quality/reliability of the products or services offered in all advertisements.
Cookies for Advertising
These cookies collect information over time about your online activity on the website and other online services to make online advertisements more relevant and effective to you. This is known as interest-based advertising. They also perform functions like preventing the same ad from continuously reappearing and ensuring that ads are properly displayed for advertisers. Without cookies, it’s really hard for an advertiser to reach its audience, or to know how many ads were shown and how many clicks they received.
Cookies
Sammamish Mortgage uses “Cookies” to identify the areas of our website that you have visited. A Cookie is a small piece of data stored on your computer or mobile device by your web browser. We use Cookies to enhance the performance and functionality of our website but are non-essential to their use. However, without these cookies, certain functionality like videos may become unavailable or you would be required to enter your login details every time you visit the website as we would not be able to remember that you had logged in previously. Most web browsers can be set to disable the use of Cookies. However, if you disable Cookies, you may not be able to access functionality on our website correctly or at all. We never place Personally Identifiable Information in Cookies.
Blocking and Disabling Cookies and Similar Technologies
Wherever you’re located you may also set your browser to block cookies and similar technologies, but this action may block our essential cookies and prevent our Websites from functioning properly, and you may not be able to fully utilize all of its features and services. You should also be aware that you may also lose some saved information (e.g. saved login details, site preferences) if you block cookies on your browser. Different browsers make different controls available to you. Disabling a cookie or category of cookie does not delete the cookie from your browser, you will need to do this yourself from within your browser, you should visit your browser’s help menu for more information.
Kids’ Privacy
We do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided us with personal Information, please contact us. If we become aware that we have collected personal Information from anyone under the age of 13 without verification of parental consent, we take steps to remove that information from our servers.
Changes To Our Privacy Policy
We may change our Services and policies, and we may need to make changes to this Privacy Policy so that they accurately reflect our Services and policies. Unless otherwise required by law, we will notify you (for example, through our Websites) before we make changes to this Privacy Policy and give you an opportunity to review them before they go into effect. Then, if you continue to use the Services, you will be bound by the updated Privacy Policy. If you do not want to agree to this or any updated Privacy Policy, you can delete your account.
California Residents
The California Consumer Privacy Act (CCPA) requires us to disclose categories of Personal Information we collect and how we use it, the categories of sources from whom we collect Personal Information, and the third parties with whom we share it, which we have explained above. We are also required to communicate information about rights California residents have under California law. You may exercise the following rights:
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us. For more information about these rights, please contact us. Request to Not Sell for California Residents You may submit a request to us to not sell your Personal Information, which will be effective for 12 months [add url to specific website called “Do Not Sell My Personal Information” that allows consumers to opt out of the sale of personal information
California Information Sharing Disclosure
California Civil Code Sections 1798.115(c), 1798.130(a)(5)(c), 1798.130(c), and 1798.140 indicate that organizations should disclose whether the following categories of personal information are collected, transferred for “valuable consideration,” or transferred for an organization’s “business purpose” (as those terms are defined under California law). The table below indicates the categories of personal information we collect and transfer in a variety of contexts. Please note that because this list is comprehensive, it may refer to types of information that we collect and share about people other than yourself, for instance for those people that utilize our Rates and Money website.
| Category of Personal Information | Is information collected by us? | Is information transferred for valuable consideration? | Is information trasferred for business purposes? |
| Audio, electronic, visual, thermal, olfactory, or similar information | ☐ | ☐ | ☐ |
| Bank account number | ☑ | ☐ | ☑ |
| Biometric information | ☐ | ☐ | ☐ |
| Commercial information (e.g., products or services purchased, or other purchasing or consuming histories or tendencies) | ☐ | ☐ | ☐ |
| Credit card number | ☑ | ☐ | ☑ |
| Debit card number | ☑ | ☐ | ☑ |
| Driver’s License Number/ State ID | ☑ | ☐ | ☑ |
| Education | ☐ | ☐ | ☐ |
| Electronic network activity (e.g., browsing history) | ☑ | ☐ | ☑ |
| Email address | ☑ | ☑ | ☑ |
| Employment | ☐ | ☐ | ☐ |
| Employment history | ☐ | ☐ | ☐ |
| Geolocation data | ☑ | ☐ | ☑ |
| Health insurance information | ☐ | ☐ | ☐ |
| Identifiers (e.g., name or alias) | ☑ | ☑ | ☑ |
| Insurance Policy Number | ☐ | ☐ | ☐ |
| Medical Information | ☐ | ☐ | ☐ |
| Online identifier (e.g., IP address) | ☑ | ☐ | ☑ |
| Other financial information | ☑ | ☑ | ☑ |
| Passport Number | ☐ | ☐ | ☐ |
| Physical Characteristics | ☐ | ☐ | ☐ |
| Postal address | ☑ | ☑ | ☑ |
| Signature | ☐ | ☐ | ☐ |
| Social Security Number | ☑ | ☐ | ☑ |
| Telephone Number | ☑ | ☑ | ☑ |
| Transaction information | ☑ | ☐ | ☑ |
Contact Us
Don’t hesitate to contact us if you have any questions.
Email: [email protected]
Phone Number: (360) 731-88893
This Link: https://clintedwardsmortgage.com/
This Address: 3055 112th Ave NE Suite 200 Bellevue, WA 98004
View: GLBA Privacy Notice
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Sammamish Mortgage
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Sammamish Mortgage SMS Terms & Conditions
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