Today’s Mortgage Rates in Seattle

Find current mortgage and refinance rates along with home buying and refinancing advice for Seattle residents.
Seattle
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Discover Seattle’s Premier Mortgage Lenders Since 1992

When it comes to finding your dream home in the heart of Seattle, we’re your guiding light. At Sammamish Mortgage, we’ve been assisting the vibrant community of Seattle in achieving their home ownership goals. From the historic Pike Place Market to the stunning views of Mount Rainier, we understand the unique charm of this city and can guide you through every step of the mortgage process.

Current Mortgage Rates in Seattle

Navigating Seattle’s real estate market? It’s essential to be aware that mortgage rates in our beautiful Emerald City can fluctuate based on several factors:

  • Your choice of mortgage lender
  • The prevailing interest rates
  • The size of your down payment
  • Your individual credit standing
  • The specific mortgage product you opt for
  • Ancillary fees and the eventual closing costs

Trusted Seattle Mortgage Professionals

To ensure you secure the most favorable mortgage rate in Seattle, it’s vital to partner with a lender that prioritizes transparency. At Sammamish Mortgage, our Loan Officers are salaried professionals. This approach ensures that our clients receive recommendations tailored to their unique needs, rather than being pushed towards larger loans.

Seattle’s Housing Scene

From modern condos overlooking the Puget Sound to classic craftsman homes nestled in vibrant neighborhoods, Seattle offers a diverse housing landscape.

Diverse Home Loan Programs in Seattle

Seattle’s dynamic housing market offers a variety of loan programs tailored to meet the needs of its diverse community of borrowers. Whether you’re a first-time homebuyer or looking to refinance, we have a solution for you.

Seattle Mortgage Lenders

To secure the transparent mortgage rate, choose a lender who is clear about their fees. This ensures home buyers get loans tailored to their needs, not just the largest ones.

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Seattle Home Loan Programs

Seattle borrowers have access to various types of real estate loans.

30-year fixed rate loans

The 30-year fixed-rate mortgage is popular in Washington because it allows homebuyers to spread the cost over 30 years, resulting in manageable monthly payments.

VA loans

VA loans are intended for veterans, service members, and surviving spouses. Eligible borrowers can obtain a home loan with no down payment required.

FHA loans

FHA loans cater to low-income or first-time home buyers who might not have ideal credit scores or large down payments. They offer a pathway to homeownership sooner than expected.

Jumbo loans

Jumbo loans enable homebuyers to purchase properties in higher-cost areas, surpassing conventional loan limits.

License: NMLS: CL-118653

Other Cities We Service in Washington:

  • Port Orchard
  • Bremerton
  • Silverdale
  • West Seattle
  • Bainbridge Island
  • Poulsbo
  • Parkwood
  • Tacoma
  • Federal Way
  • Kent
  • Auburn
  • Lakewood
  • Puyallup
  • Parkland
  • Spanaway
  • University Place
  • Frederickson
  • Bonney Lake
  • Fort Lewis
  • West Seattle
  • Seattle
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Whether you’re buying a home or ready to refinance, our professionals can help.

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