Today’s Mortgage Rates in Washington

Find current mortgage and refinance rates along with home buying and refinancing advice for Washington residents.
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Washington State Mortgage Lenders Since 1992

Looking to buy a home in Washington State? Sammamish Mortgage will guide you through the loan application process, helping you achieve your home ownership dreams.

Washington State Mortgage Rates

Mortgage rates in Washington can vary based on:

  • The mortgage lender you select
  • Current interest rates
  • Your down payment amount
  • Your credit score
  • The type of loan you’re applying for
  • Additional fees and closing costs

Washington Mortgage Lenders

To secure the best mortgage rate, choose a lender who is clear about their fees. This ensures home buyers get loans tailored to their needs, not just the largest ones.

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Washington Home Loan Programs

Washington borrowers have access to various types of real estate loans.

30-year fixed rate loans

The 30-year fixed-rate mortgage is popular in Washington because it allows homebuyers to spread the cost over 30 years, resulting in manageable monthly payments.

VA loans

VA loans are intended for veterans, service members, and surviving spouses. Eligible borrowers can obtain a home loan with no down payment required.

FHA loans

FHA loans cater to low-income or first-time home buyers who might not have ideal credit scores or large down payments. They offer a pathway to homeownership sooner than expected.

Jumbo loans

Jumbo loans enable homebuyers to purchase properties in higher-cost areas, surpassing conventional loan limits.

License: NMLS: CL-118653

Cities We Service in Washington include:

  • Port Orchard
  • Bremerton
  • Silverdale
  • West Seattle
  • Bainbridge Island
  • Poulsbo
  • Parkwood
  • Tacoma
  • Federal Way
  • Kent
  • Auburn
  • Lakewood
  • Puyallup
  • Parkland
  • Spanaway
  • University Place
  • Frederickson
  • Bonney Lake
  • Fort Lewis
  • West Seattle
  • Seattle
500+ cities
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